Homeownership is important. Not only does it provide you and your family with a place to rest your heads, it gives you an opportunity to build equity and save some money on your taxes every April by deducting the interest on your home mortgage and property taxes you pay on your home on the tax returns you file each year.
While it is necessary for every potential buyer to not extend themselves beyond their means (the consequences of overreaching we saw in the recent real estate / mortgage crisis), one does not have to fear owning a home. Yes, with home ownership comes a mortgage, upkeep, repair bills, etc… but according to the Federal Reserve, the median net worth of families who own a home is $200,000; compared to $5,000 for families who rent. So essentially, by owning a home you are creating financial security for you and your family.
Cheryl can help you make a prudent home-buying decision. After being in the business for almost 30 years, she’s seen the ups and downs and realizes first-hand the importance of purchasing a home that you and your family can comfortably afford.
